Gold Coast
Level 4 Cnr Clifford & Appel Streets
PO Box 636
Surfers Paradise Qld 4217.
Phone – 07 5579 1600
Fax – 07 5579 1601
Darwin
Level 1, 84 Smith Street
GPO Box 3015
Darwin NT 0801
Phone - 08 8981 8009
Sydney
Level 2, 210 George Street
Sydney NSW 2000
Phone – 02 9258 4000
Fax – 02 9258 4050
Mildura
Cnr Lime Ave & Tenth Street
PO Box 10069
Mildura Vic 3502
Phone - 03 5023 3044
Fax - 03 5023 3144
Wollongong
Level 1, 17 Flinders Street
Wollongong NSW 2500
PO Box 78
Woonona NSW 2517
Phone – 02 4225 3833
Fax – 02 4225 3844
Marine Industry Combined Liability (MICL) is a liability cover for the marine industry manufacturers and repairers. MICL was developed based on real industry need for a single liability cover and combines all areas of marine liability including public liability, products liability, ship repairers’ liability and testing and commissioning liability.
MICL’s advantage over competing separate marine liability covers is it provides a complete public/products insurance in one cover without the watercraft exclusion/limitation, and a separate ship repairers policy for work completed as repairs to completed vessels. MICL is suited to most watercraft but there was some limitation on defence vessels and large cargo vessels.
Sirius Risk Services has made the product available to all other insurance brokers who are AFS Licence holders by a wholesaling arrangement throughout Australia.
Commission will be paid at 10% to the introducing or retail insurance broker.
Product Covers – a brief description of what each cover provides
- Public Liability Public liability insurance will cover you in the event that a member of the public is injured and the accident is deemed to be your business' fault.
- Products Liability Product liability insurance will cover your business in the event that any goods that you supply cause injury, illness, loss or damage to a member of the public.
- Ship Repairers Liability Care, custody and control liability of ships being repaired and third party bodily injury and property damage liability.
Cover is available from a small one-man one-van operation providing a painting service, or for installing and mending electronics, up to marine service companies with specialist premises and facilities, handling commercial vessels and providing engineering services
The policy includes liability resulting from negligence arising from: - Loss or damage to the vessel in the care custody of the Assured for the purposes of being worked upon.
- Shifting and moving the vessel within the immediate port area, including trial trips
- Loss or damage to cargo on or discharged from the vessel being repaired.
- Removal of wreck.
- Loss or damage to third party property as a result of repair operations.
- Loss or damage to equipment removed from the vessel for the purposes of repair.
- Testing and Commissioning Liability
This element of cover provides a Third Party Property Damage cover whilst testing & commissioning vessels. Similar to a motor vehicle Third Party Property Damage cover this provides TPPD to other persons property as a result of negligence.
The MICL Insurance Application is an Interactive PDF. You can fill in all details on screen and save the file to send back to us. Please use Adobe Acrobat, if you need Adobe Acrobat you can download it for free here.
